Personal health and fitness is a quintessential aspect of life, life is after all a matter of balance. We must balance finances, work, personal relationships and health. I go to a gym and work out 5 days a week for about an hour per session. It provides me some time to reflect on my day while working any stress out of my system by lifting weights and running. However, gym memberships can become quite expensive depending on the facilities and location. Recently I wrote an article about saving on monthly expenses where I reduced my membership fee’s by switching to another gym that had what I needed. Recently I discovered a new savings!
Health Insurance Reimbursement
Many health insurance companies will reimburse you for gym membership fee’s or equipment. The latter is more associated with AETNA insurance but the former is pretty common with most insurance companies. Yesterday I called my insurance company to enroll in the healthy living program which reimburses me $150.00 a year towards a gym membership. Since my gym membership costs roughly $360 a year this is awesome.
Check Your Coverage
Check with your insurance provider and find more savings! While on the phone with the customer service representative I discovered all sorts of other available discounts. From alternative medicine to discounts on vitamins to smoking cessation classes. The insurance company wants to minimize your risk so they can collect more money from you over a longer period. Well, that may not be true but these insurance companies are a business! Another reason to check with your provider is every plan is different. I called quite a few people last night excited about my recent savings only to discover they did not have this option with their plan.
Save More
Take full advantage of everything you can get. My wife always gives me flack when I ask for discounts but asking often has results. I usually pull out my Air Force reserver I.D card and ask for discounts or pull out cash and ask. Many people have a false impression of asking for discounts, reimbursements or someone else to pay. I have no reservations about it, if someone else wants to pay for what I enjoy doing more power to them!
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